France Real Estate News
An illustrative scene split into two parts: On the left, a couple stands in front of a cozy home, symbolizing marital partnership. On the right, symbols of inheritance — a stamped document and a treasure chest of money. Between the two sides is a dotted l
MustKnow

My spouse kept the inheritance from their parents. Do they have the right to do so?

The issue of dividing an inheritance received by one spouse can cause tension in a marriage. In practice, the answer largely depends on the chosen marital regime and any conditions attached to the inheritance.



Situations Where Inheritance May Be Received

A spouse may inherit assets in several ways defined by inheritance law:

Legal inheritance (intestate succession)

If a person dies without a will, the law automatically designates heirs in the following order:
• Descendants (children, grandchildren);
• Privileged ascendants and collateral relatives (parents, siblings);
• Other family members, based on degree of kinship;
• The surviving spouse (with specific rights).

Inheritance by will

A person may write a will to leave all or part of their estate to one or more individuals, including a spouse. However, such a will cannot deprive protected heirs (e.g., children) of their minimum legal share.

Donation to the surviving spouse

This legal act strengthens the rights of the surviving spouse, allowing them to retain assets after the partner’s death.

Life insurance

Insurance benefits may be considered a form of inheritance. The beneficiary named in the contract receives the sum upon the insured’s death.

Thus, inheritance most often occurs after the death of a relative. The law clearly distinguishes between legal succession (without a will) and testamentary succession (with a will). Additionally, mechanisms like donations to a spouse or life insurance can pass on assets outside the classical inheritance framework.



Inheritance Is the Personal Property of the Spouse Who Inherits

In general, if one spouse receives an inheritance from their parents or other relatives, it is considered personal property. It belongs solely to that spouse and is not included in the couple’s jointly owned assets. However, this depends on the marital regime:

Universal community of property (communauté universelle)

Unless stated otherwise, all property (present and future) is considered joint. Inheritance is included in the community property unless explicitly excluded by the marriage contract.

Reduced community of property (communauté réduite aux acquêts)

Only property acquired during the marriage with joint funds is considered common. Assets received by inheritance or gift remain personal property. Inheritance is not deemed shared unless the spouse voluntarily adds it to community assets.

Separation of property (séparation de biens)

Each spouse retains sole ownership of their assets, including inherited ones, regardless of how they were acquired.

Recognizing inheritance as personal property allows the inheriting spouse full control over its use. However, transparency in managing these assets is key to preventing conflict.



Limitations to the Exclusive Right Over Inherited Property

In some cases, the law or certain situations can weaken a spouse’s exclusive right to inherited assets:

Commingling of assets

Inherited assets may be mixed with community property or used for family benefit. For instance, if inheritance money is used to renovate the family home or buy joint property, it may lose its personal status, leading to disputes during divorce or upon death.

If personal assets lose their individuality, the other spouse may claim a share of the asset growth or request compensation.

Reciprocal financial contributions between spouses

One spouse might use inherited property for the benefit of the family—and vice versa. This mutual contribution mechanism can lead to compensation claims.

Examples:
• A spouse uses inheritance to buy a house in both names;
• The other spouse invests in improving inherited property (renovation, loan repayment, etc.).

These scenarios may result in disputes similar to those caused by commingling.

Obligation to contribute to family expenses

Even if a spouse owns personal property, they must contribute to family expenses (housing, food, children, etc.). According to Article 214 of the French Civil Code, each spouse must contribute in proportion to their means. If inheritance is used for these expenses, the spouse cannot later claim it was a loan—unless a clear agreement was made.

Divorce or death

During divorce, the division of joint property can become complex if personal funds were used without clear separation.
Upon death, the surviving spouse cannot claim personal assets unless they were named as a beneficiary through a will or donation.



The Importance of Transparency and Pre-Marital Agreements

While the law provides a framework, property management in marriage should be based on trust and reasonable agreements to prevent conflicts.

Inheritance can cause tension if hidden, used against the family’s interests, or unfairly excluded from joint use. Open discussions about the nature and use of inheritance help maintain harmony.

A marriage contract is a key tool for adapting the property regime to the couple’s needs. It may include a clause excluding future personal property from joint ownership. Conversely, some couples choose to include inheritance in joint property voluntarily. A well-drafted contract, prepared with a notary, helps prevent disputes.

Asset transfers can also be arranged in advance through special mechanisms:
• Donation between spouses (increases the share of the surviving spouse);
• Will (transfers personal property within the limits of reserved heirship);
• Preemptive clause (clause de préciput) — allows a spouse to claim certain assets before distribution;
• Life insurance — allows capital to pass outside the estate.

These tools protect the surviving spouse without changing the personal nature of inherited property.



Conclusion:

In principle, a spouse has the full right to keep an inheritance from their parents as their personal property.
However, this right is not absolute: if the assets are used for the family’s benefit, mixed with joint funds, or improved by the other spouse, compensation or shared ownership may apply.

If you’re looking to purchase property in France and want to ensure everything is done properly to avoid future issues, I’d be happy to assist you.