WOMEN IN REAL ESTATE: HOW THEY BECOME HOMEOWNERS DESPITE INEQUALITY

📊 STATISTICS: MORE WOMEN ARE BUYING REAL ESTATE

According to a 2024 study by the broker Empruntis, conducted among 13,000 people, women accounted for 19% of borrowers. While men still lead in property purchases, the gap is gradually closing.

🔍 BUYING SOLO: NEARLY EQUAL SHARES

One in four real estate transactions is made by single buyers. Among them, 54% are men and 46% are women. However, when considering purchases made by couples, the decision-making share of women has increased over the past five years.

💰 WOMEN INVEST MORE BUT EARN LESS

The average loan amount for women is slightly higher than for men (€167,493 vs. €162,164), but their monthly income is €200 lower (€3,273 vs. €3,473). At the same time, women contribute a significantly higher personal investment in their property purchases.

🏠 WOMEN PAY MORE FOR REAL ESTATE

On average, both men and women buy older apartments of about 70 m², but women pay €12,000 more for the same type of property.

🤔 WHY DO WOMEN PAY MORE?

The price difference is linked to different approaches to purchasing:

✅ Women prepare more thoroughly for the transaction
✅ They contribute a larger initial deposit
✅ They are more cautious and thoughtful

However, they also face gender inequalities:

🚫 Wage disparities
🚫 Less stable job contracts
🚫 More involuntary part-time work
🚫 More often become sole caregivers after a divorce

📈 WHAT’S NEXT?

Despite these challenges, the number of women becoming homeowners is increasing. The trend toward greater female participation in real estate may accelerate in the coming years.

📞 PLANNING A REAL ESTATE PURCHASE?

We can help you find the best property and secure a mortgage on favorable terms. Contact us today!

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