New income threshold for receiving housing benefits in France

📊 Housing benefits in France in numbers
According to the Department of Research, Analysis, and Statistics (DREES), the total amount of housing benefits in 2022 was 15.4 billion euros. In October 2024, a report was published on “Minimum social benefits and social payments”. Housing benefits include individual assistance (APL), family assistance (ALF), and social housing allowance (ALS). In 2022, 5.8 million households received APL, according to the Ministry of Housing.

👥 Who is eligible for housing benefits?
These benefits are primarily aimed at low-income families, which make up 86.1% of all recipients. Benefits are granted based on income and other conditions. To check if you are eligible, you can use the calculator on the Caf website.

📈 Income threshold for cessation of payments
The DREES study identified the maximum income levels at which benefits stop:
• 🧍‍♂️ A single person without children: benefits stop if income reaches 92.5% of the net minimum wage, which exceeds 1,294 euros.
• 👩‍❤️‍👨 A couple without children: the threshold is 1,574 euros.

👶 Changes with children
The income threshold increases with each child. For example, with one child, the income must not exceed 1,993 euros.
• With two children: up to 2,378 euros.
• With three children: up to 2,902 euros.

💡 It’s important to remember that the calculations assume no other income besides earnings and social benefits.

Examples:
1. 🧍‍♀️ A single person without children
• Anna lives alone and earns 1,200 euros per month, which is below the threshold of 1,294 euros, and she is entitled to a benefit of 150 euros per month. If her income increases to 1,300 euros, she will lose her eligibility for the benefit.
2. 👩‍❤️‍👨 A couple without children
• Maxim and Elsa live together with a combined income of 1,500 euros, which is below the threshold of 1,574 euros. They are entitled to a benefit of 200 euros per month. With an income of 1,600 euros, they will lose their eligibility for the benefit.
3. 👨‍👦 A single parent with one child
• Valery, who raises one child, earns 1,800 euros, which is below the threshold of 1,993 euros, and he receives 250 euros in benefits per month. If his income rises to 2,000 euros, the payments will stop.
4. 👨‍👩‍👧‍👦 A family with two children
• Mark and Sofia, who earn 2,200 euros, which is below the limit of 2,378 euros, receive 300 euros monthly. If their income exceeds 2,400 euros, they will lose their eligibility for the benefit.
5. 👩‍👧‍👦 A single parent with three children
• Lisa, who raises three children, earns 2,850 euros, which is below the threshold of 2,902 euros, and she is entitled to 350 euros per month. If her income reaches 2,950 euros, she will lose her eligibility for payments.

These examples show how eligibility for housing benefits changes depending on family income and the number of children.